Commercial Auto Insurance in South Dakota

You’re looking for a quote on your commercial auto insurance.

You want low cost commercial auto quote and quality coverage. Let’s start with what a commercial auto is. It’s any car, truck or van used for business. Even when you drive your personal auto for business it is most likely considered a commercial vehicle. In the State of South Dakota, you are required to maintain auto insurance, both personal & business.

Here are the minimum limits for South Dakota:

$25,000 per person – bodily injury liability

$50,000 per occurrence – bodily injury liability

$25,000 in property damage coverage

$25,000 per person – uninsured/underinsured motorist bodily injury liability

$50,000 per occurrence – uninsured/underinsured motorist bodily injury liability

Now these minimums would be foolish to carry today. Most common are $300,000, $500,000 and $1,000,000 limits for business autos these days.

Optional coverages might include:

Medical Payments

Collision

Comprehensive

Auto Loan/Lease

Towing & Labor

Rental Reimbursement

Customized part and equipment

Do the vehicles need to be in the company name?

Absolutely! Coverage can be denied if the company has no interest in the auto, truck or van. It’s very important the titling be correct.

Finding commercial auto insurance quotes in South Dakota

We make it easy to find low cost commercial auto insurance in South Dakota. Working with numerous SD insurance companies we shop out the best coverage and price. Many times, the commercial auto insurance is written with the same company as the general liability insurance. But we quote multiple carriers for you normally provides the best results. It’s easy to present a quote to a client, when you know it’s a very good one.

Now it’s time to contact us. Feel free to ask some questions, provide your commercial auto information. We know South Dakota commercial auto insurance. Request your quote online or just pick up the phone now.

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